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<%@ page import="java.net.*"%> <%@ page import="java.io.*"%> <%@ page import="javax.xml.parsers.DocumentBuilderFactory"%> <%@ page import="javax.xml.parsers.ParserConfigurationException"%> <%@ page import="org.xml.sax.SAXException"%> <%@ page import="org.w3c.dom.*"%> <%@ page import="java.util.*"%> <%! // The following code was graciously provided by Armond Avanes (http://www.armondavanes.com) private String tla_ads( HttpServletRequest request, HttpServletResponse response ) throws IOException, ParserConfigurationException, SAXException { // Number of seconds before connection to XML times out // (This can be left the way it is) int CONNECTION_TIMEOUT = 10; // Local file to store XML // This file MUST be writable by web server // You should create a blank file and CHMOD it to 666 String LOCAL_XML_FILENAME = "local_239861.xml"; String INVENTORY_KEY = "9O2U8RK1TZBZWIW985HV"; File localXmlFile = new File( getServletConfig().getServletContext().getRealPath(LOCAL_XML_FILENAME ) ); if( !localXmlFile.exists() ) { return( "Script error: " + localXmlFile.getName() + " does not exist. Please create a blank file named " + localXmlFile.getName() + "." ); } if( !localXmlFile.canWrite() ) { return( "Script error: " + localXmlFile.getName() + " is not writable. Please set write permissions on " + localXmlFile.getName() + "." ); } if( localXmlFile.lastModified()<(new Date().getTime() - 3600*1000) || localXmlFile.length()<20 ) { String request_uri = (request.getRequestURI()!=null) ? request.getRequestURI() : ""; String user_agent = (request.getHeader("User-Agent")!=null) ? request.getHeader("User-Agent") : ""; URL url = new URL("http://www.text-link-ads.com/xml.php?inventory_key=" + INVENTORY_KEY + "&referer=" + response.encodeURL( request_uri ) + "&user_agent=" + response.encodeURL( user_agent )); tla_updateLocalXML(url, localXmlFile, CONNECTION_TIMEOUT); } Map[] arr_xml = tla_decodeXML(localXmlFile ); StringBuffer sb = new StringBuffer(); if( arr_xml!=null && arr_xml.length>0 ) { sb.append( "\n
    \n" ); for( int i=0; i" ); sb.append( map.get("BeforeText") ); sb.append( " " + map.get("Text") + " " ); sb.append( map.get("AfterText") + "\n" ); } sb.append("
"); } return sb.toString(); } private void tla_updateLocalXML(URL url, File file, int time_out) throws IOException { file.setLastModified( new Date().getTime() ); String xml = file_get_contents_tla(url, time_out); if( xml!=null && !xml.trim().equals("") ) { FileWriter fw = new FileWriter(file); fw.write( xml ); fw.close(); } } private String file_get_contents_tla(URL url, int time_out) throws IOException { URLConnection urlConnection = url.openConnection(); //urlConnection.setConnectTimeout( time_out * 1000 ); //urlConnection.setReadTimeout( time_out * 1000 ); InputStream is = urlConnection.getInputStream(); StringBuffer content = new StringBuffer(); int ch; while( (ch=is.read())!=-1 ) content.append( (char)ch ); is.close(); return content.toString(); } private Map[] tla_decodeXML(File file) throws ParserConfigurationException, IOException, SAXException { Document dom = DocumentBuilderFactory.newInstance().newDocumentBuilder().parse( file ); Node linksRoot = dom.getFirstChild(); NodeList links = linksRoot.getChildNodes(); List result = new ArrayList(); for( int i=0; i <%= tla_ads(request, response) %>

Free Debt Consolidation Services - A Journey From Being Neck Deep in Debt To the Creation Of Wealth

Free debt consolidation services are a solution for you when you are passing through a difficult phase in your life because of unmanageable debt burden. You have to face a lot of stress in your endeavor to get out of this crisis. It is a human tendency to look for someone to offer some kind of help when you know that you alone cannot manage things. This is exactly why you find free credit card debt consolidation and free nonprofit debt consolidation inviting.

Understanding The Basic Concept

How do these free debt consolidation services help you when you are in a financial dilemma because of mounting debts? For this we have to understand the basic concept of debt consolidation loan. It is a kind of loan that you borrow from a single company so that you can get rid of multiple loans. Then it becomes the responsibility of this company to tackle all current creditors.

This is a very good solution for those who are unable to handle so many creditors every month. Only those who have gone through this ordeal can understand well how difficult life becomes when several creditors keep on harassing you by making telephone calls frequently. All your energy is used in managing these irritating calls from bill collectors. You do not get any time to sit calmly and rethink about your financial strategy.

End Of Direct Relationship With Previous Lenders

When you avail free debt consolidation services, you get rid of this problem immediately. Now, none of your previous lenders can annoy you personally because your direct relationship with them has come to an end. You are bound to pay to the only one lender that has provided you the consolidation loan. This lender in turn will pay all your previous lenders.

Getting Rebate

Employees of companies offering free debt consolidation services negotiate with your creditors to get as much rebate as possible in both the repayment schedule and the amount you need to pay. Moreover, they also give you many valuable tips on how to manage your financial matters. You will find these tips very useful even after you come out of your financial troubles.

Improving Credit Rating

You can avail free debt consolidation services even if there are adverse remarks on your credit report. After seeking help from these companies you may improve your credit rating if you follow the advice given by experts. If you can check unwise spending habits that were responsible for this debacle and apply self-discipline, not only will you eliminate debt completely but start creating wealth too.

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